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The presentation gives an overview of results based on the recent study “Kartengestützte Zahlungssysteme im deutschen Einzelhandel 2018” (Card- Based Payment Systems in German Retail Industry 2018) and will address the most important payment topics from the perspective of EHI Retail Institute. Questions that will be covered are: Which payment options are offered to customers at the POS? What are benefits and drawbacks of these options? Which role plays cash and what other types of payment methods evolve in the German market? Are cryptocurrencies a valid payment alternative or just a hype? What are expectations towards Instant Payments?